Short Answer 
The financial advising process for Keanu involves a cash flow analysis to identify his income and expenses, developing a long-term financial strategy with clear goals, and exploring investment diversification opportunities to minimize risks and prepare for future challenges.
Step 1: Conduct a Cash Flow Analysis
A financial advisor will begin by assessing Keanu’s income and expenses through a cash flow analysis. This process helps pinpoint where his money is going, enabling him to create a more effective budget. Understanding his cash flow will lead to better financial management and allow him to identify areas where he can save more effectively.
Step 2: Develop a Long-Term Financial Strategy
With the insights gained from the cash flow analysis, the advisor will work with Keanu to establish a long-term financial strategy. This involves setting realistic financial goals that span over the next 5, 10, and 20 years. Key aspects of this strategy may include saving for retirement, purchasing a home, or planning for his children’s education, ensuring he has a clear roadmap to follow.
Step 3: Identify Investment Diversification Opportunities
Finally, the financial advisor will explore investment diversification opportunities to help mitigate risks associated with investing. By selecting a variety of asset classes, Keanu can strengthen his investment portfolio. Additionally, the advisor will aid in creating an emergency financial plan, ensuring that Keanu is well-prepared for any unexpected expenses or financial challenges in the future.