Short Answer 
To cancel a joint bank account, start with a formal greeting, introduce yourself with the necessary account information, and clearly state your request for cancellation while optionally providing reasons. Conclude the letter by expressing gratitude to the bank for their service.
Step 1: Start with a Formal Greeting
Begin your letter with a respectful salutation, such as ‘Dear Sir or Madam.’ This sets a formal tone, demonstrating professionalism in your communication. Addressing the letter properly is important as it shows your seriousness regarding the request. Be sure to leave space for your specified bank’s name or department, if known.
Step 2: Introduce Yourself and Provide Account Information
In the body of the letter, clearly introduce yourself and present your joint bank account details. Include your full name and the joint account number to ensure the bank can easily identify your account. It may also help to mention the other account holder’s name for clarity. This information is essential for processing your request efficiently.
- Full name of account holders
- Joint account number
- Any relevant identification information
Step 3: State Your Request and Conclude with Gratitude
Clearly state your request to cancel the joint bank account. If applicable, you can provide reasons for your decision, but it is not mandatory. End your letter by thanking the bank for their service and indicating your appreciation for their attention to your request. This leaves a positive impression and reinforces your respectful tone.
- Directly request cancellation
- Optionally provide reasons
- Express gratitude