Short Answer 
When buying a computer, a rent-to-own program can add approximately $800 to the total cost due to interest and fees, making it significantly more expensive than a cash purchase. Opting for cash is the most economical choice, allowing you to avoid extra charges and maintain better financial control.
Step 1: Understand the Cost Difference
When purchasing a computer, opting for a rent-to-own program can lead to an additional cost of $800.00 compared to paying cash. It’s crucial to recognize that this extra cost accumulates over time due to interest rates and fees associated with the rent-to-own agreement.
Step 2: Compare Payment Options
Analyzing the payment methods can save money in the long run. The options include:
- Cash Purchase: The most economical choice, avoiding any additional charges.
- Rent-to-Own Program: This method is significantly costlier due to higher overall payments.
Step 3: Determine the Most Affordable Method
It is evident that using cash is the most affordable option over the life of the contract. By choosing cash, you can bypass extra fees and ensure that your total expenditure remains low, providing better financial control.